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We Just Made History: Introducing the Flex Visa Infinite® Business Card

We're breaking the status quo and offering Visa's highest commercial tier to our customers, so they access more financial power than ever before.
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How Run Rate is a Valuable Metric for Successful Business Owners
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A hand holing the new Flex Visa Infinite Business Credit Card

We Just Made History: Introducing the Flex Visa Infinite® Business Card

Credit & Cash Flow

We're breaking the status quo and offering Visa's highest commercial tier to our customers, so they access more financial power than ever before.

July 28, 2025
Flex credit card touching down on a mountain

What is Float in Finance? A Guide for Business Owners

Credit & Cash Flow
Finance & Growth Strategies
Expense Management

Learn what float is in finance and how you can maximize financial float to benefit your business.

July 10, 2025
Balancing scale representing the formula for how to calculate opportunity cost in business.

How to Calculate Opportunity Cost and How It Informs Business Decisions

Banking & Treasury
Finance & Growth Strategies
Expense Management

Knowing how to calculate opportunity cost allows businesses to make smarter decisions. Learn how it helps companies maximize their returns.

July 30, 2025
Open laptop with Flex platform showing on screen and the mouse hovering over a button reading "approve payment."

How to Strengthen Internal Controls Without Slowing Down Your Team

Credit & Cash Flow
Expense Management

Strong internal financial controls can help prevent errors, overspending, and fraud. Learn how to strengthen yours. ‍

July 25, 2025
Hand hovering over broken marble representing retained earnings.

How to Prepare a Statement of Retained Earnings

AP & AR Automation
Banking & Treasury
Credit & Cash Flow
Expense Management
Finance & Growth Strategies

A statement of retained earnings tracks how much of your net profit is reinvested in the business. Learn how to prepare these statements and more.

July 23, 2025
A hand hovers over a calculator, about to use it to calculate gross profit.

Gross Profit: What It Is & How to Calculate It

Banking & Treasury
Credit & Cash Flow
Expense Management
Finance & Growth Strategies

Gross profit is a key indicator of your business' financial health and can help you make more informed decisions. Learn why it's important and more.

July 21, 2025
A boat pulling into a canal with options hovering above to sell and what it's worth as a liquid asset.

What Are Liquid Assets?

Credit & Cash Flow
Expense Management
Finance & Growth Strategies

Liquid assets are cash and cash-like resources you can access quickly. Learn what qualifies and why liquid assets matter.

July 18, 2025
A globe hovering over a Flex card with the words "wire transfer sent" and "wire transfer received."

How Long Does a Wire Transfer Take?

Credit & Cash Flow
Finance & Growth Strategies
Global Payments

Wondering how long a wire transfer takes? Learn more about domestic and international transfer times and why they take the amount of time they do.

July 16, 2025
Phone showing account details in the Flex mobile app sits on a rock in the sun.

Cash Flow Management at Scale: Strategies for High-Growth Businesses

Credit & Cash Flow
Finance & Growth Strategies

Mastering cash flow management is a key component of a successful business. Learn why cash flow matters and how to take advantage of it as you scale.

July 10, 2025
A man sits at a desk with a laptop determining if he needs a bookkeeper vs accountant vs fractional CFO.

Bookkeeper vs. Accountant vs. Fractional CFO: What They Do & When to Hire

Finance & Growth Strategies
AP & AR Automation

Learn the differences between a bookkeeper, accountant, and fractional CFO and understand when it's time to to hire each as your business grows.

July 8, 2025
Still mixing your finances? Learn why separating business and personal finances is important for taxes, growth, and protecting your business.

Why Separating Business and Personal Finances Matters

Banking & Treasury
Credit & Cash Flow
Expense Management
Finance & Growth Strategies

Separating business and personal finances provides legal and operational benefits. Learn why it's important and how to keep your finances separate.

June 27, 2025
Flex app invoicing feature enabling professional and easy requests for deposits and prepayments.

Request Payment in Advance

AP & AR Automation

Asking for upfront payment doesn’t have to be awkward. Here’s how to do it professionally—and manage it easily with Flex.

June 12, 2025
Flex credit card with credit scores ranging from 740 to 830.

Establishing Business Credit

Credit & Cash Flow

Laying the foundation for long-term growth starts here. Learn how to establish credit—and how Flex helps you qualify faster.

June 12, 2025
The Flex card can help contractors streamline project costs and payments.

How to Prepare Bill of Quantities

Finance & Growth Strategies

A step-by-step guide to building accurate BOQs—and how Flex helps contractors streamline project costs and payments.

June 12, 2025
Flex accounts payable interface highlighting automated invoice capture and AI-driven approval workflows.

How to Automate Your Accounts Payable With AI

AP & AR Automation

Cut manual work. Improve accuracy. Learn how leading businesses use Flex to streamline AP with built-in AI.

June 12, 2025
Contractor shakes hands with construction worker while using Flex financial tools.

MOU Between Construction Companies

Finance & Growth Strategies

A practical guide to drafting an MOU that protects both sides—plus how Flex simplifies contracts and payments across jobs.

June 12, 2025
Construction hat sitting on the ground next to Flex financial tools.

When is a Lien Waiver Needed?

Finance & Growth Strategies

Know when lien waivers are required—and how to manage them with less friction using Flex’s payments platform.

June 12, 2025
Flex business credit card for owners to spend smarter and access extended terms.

How to Choose the Best Business Credit Card for Your Business

Credit & Cash Flow

Learn how the right business credit card can help startups build credit, manage expenses, and access rewards.

June 6, 2025
Product dashboard showing financial projections and revenue trends, powered by Flex’s smart forecasting tools.

How Run Rate is a Valuable Metric for Successful Business Owners

Finance & Growth Strategies

Learn how to calculate run rate and why it matters for business forecasting. Powered by Flex’s smart financial tools for scaling businesses.

June 6, 2025
Flex, the fintech super app, announces a $225 extension round in 2025.

Flex Raises $225M in Debt and Capital

Finance & Growth Strategies

Backed by top investors, Flex is building the future of business finance. Here's what this funding means for our customers.

March 5, 2024
Construction worker working on a project, while business owner leverages Flex financial tools.

How Profitable is a Flooring Business

Finance & Growth Strategies

Explore the economics of running a flooring business—and how Flex helps operators maximize margins and cash flow.

June 12, 2025
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Finance & Growth Strategies
Balancing scale representing the formula for how to calculate opportunity cost in business.
How to Calculate Opportunity Cost and How It Informs Business Decisions

Knowing how to calculate opportunity cost allows businesses to make smarter decisions. Learn how it helps companies maximize their returns.

Hand hovering over broken marble representing retained earnings.
How to Prepare a Statement of Retained Earnings

A statement of retained earnings tracks how much of your net profit is reinvested in the business. Learn how to prepare these statements and more.

A hand hovers over a calculator, about to use it to calculate gross profit.
Gross Profit: What It Is & How to Calculate It

Gross profit is a key indicator of your business' financial health and can help you make more informed decisions. Learn why it's important and more.

A boat pulling into a canal with options hovering above to sell and what it's worth as a liquid asset.
What Are Liquid Assets?

Liquid assets are cash and cash-like resources you can access quickly. Learn what qualifies and why liquid assets matter.

A globe hovering over a Flex card with the words "wire transfer sent" and "wire transfer received."
How Long Does a Wire Transfer Take?

Wondering how long a wire transfer takes? Learn more about domestic and international transfer times and why they take the amount of time they do.

Phone showing account details in the Flex mobile app sits on a rock in the sun.
Cash Flow Management at Scale: Strategies for High-Growth Businesses

Mastering cash flow management is a key component of a successful business. Learn why cash flow matters and how to take advantage of it as you scale.

Read Finance & Growth Strategies
Credit & Cashflow
A hand holing the new Flex Visa Infinite Business Credit Card
We Just Made History: Introducing the Flex Visa Infinite® Business Card

We're breaking the status quo and offering Visa's highest commercial tier to our customers, so they access more financial power than ever before.

Open laptop with Flex platform showing on screen and the mouse hovering over a button reading "approve payment."
How to Strengthen Internal Controls Without Slowing Down Your Team

Strong internal financial controls can help prevent errors, overspending, and fraud. Learn how to strengthen yours. ‍

Hand hovering over broken marble representing retained earnings.
How to Prepare a Statement of Retained Earnings

A statement of retained earnings tracks how much of your net profit is reinvested in the business. Learn how to prepare these statements and more.

A hand hovers over a calculator, about to use it to calculate gross profit.
Gross Profit: What It Is & How to Calculate It

Gross profit is a key indicator of your business' financial health and can help you make more informed decisions. Learn why it's important and more.

A boat pulling into a canal with options hovering above to sell and what it's worth as a liquid asset.
What Are Liquid Assets?

Liquid assets are cash and cash-like resources you can access quickly. Learn what qualifies and why liquid assets matter.

A globe hovering over a Flex card with the words "wire transfer sent" and "wire transfer received."
How Long Does a Wire Transfer Take?

Wondering how long a wire transfer takes? Learn more about domestic and international transfer times and why they take the amount of time they do.

Read More Credit & Cashflow
AP & AR Automation
Hand hovering over broken marble representing retained earnings.
How to Prepare a Statement of Retained Earnings

A statement of retained earnings tracks how much of your net profit is reinvested in the business. Learn how to prepare these statements and more.

A man sits at a desk with a laptop determining if he needs a bookkeeper vs accountant vs fractional CFO.
Bookkeeper vs. Accountant vs. Fractional CFO: What They Do & When to Hire

Learn the differences between a bookkeeper, accountant, and fractional CFO and understand when it's time to to hire each as your business grows.

Flex app invoicing feature enabling professional and easy requests for deposits and prepayments.
Request Payment in Advance

Asking for upfront payment doesn’t have to be awkward. Here’s how to do it professionally—and manage it easily with Flex.

Flex accounts payable interface highlighting automated invoice capture and AI-driven approval workflows.
How to Automate Your Accounts Payable With AI

Cut manual work. Improve accuracy. Learn how leading businesses use Flex to streamline AP with built-in AI.

Read More AP & AR Automation
What Owners Are Saying About Flex:
“During our peak season, we used Flex to scale rapidly, spending $10M+ in a short period. This improved cash flow helped us hit critical growth milestones, capitalize on opportunities, and earn significant cashback rewards, directly boosting our bottom line.”
Karl Spekor, President, Mod Partners
MOD logo
Karl Spektor sign
Case Study

How VIP Completions Leverages Flex for Financing Flexibility and Business Growth

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Company Name
VIP Completions
Industry

Private Aviation, Aircraft Interior Design
Company Location
South Florida, USA
Company size
50-100
Eliminated
Cash flow constraints and personal capital risk caused by short 30-day payment terms on high-cost, multi-vendor projects.
60 Day Float Benefits
Giving VIP Completions the financial runway to pre-purchase premium materials without hesitation.
Pain Point
VIP Completions faced cash flow constraints caused by high upfront costs for custom interior projects—especially when deposits from clients didn’t align with supplier payment deadlines.
Solutions Presented by Flex
Flex offered extended float through 60-day terms, enabling VIP Completions to cover material and labor expenses without disrupting cash flow. This allowed the team to take on more high-value projects while maintaining strong vendor relationships.
Flex Product Used
Flex Business Credit Card
Summary of the Problem Solved

By unlocking up to 60 days of extra runway, VIP Completions eliminated timing gaps between customer payments and project spend—giving them the flexibility to scale their operations without sacrificing liquidity.

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