Flex Raises $225M in Debt and Equity. Learn More on TechCrunch

The Key To Every Owner’s Dream.

Flex empowers business owners with a new approach to finance.

Driven By Experience. Developed With Insight.

Flex logo

At Flex, aspiration is at our core — not just in our endeavors, but in how we inspire others to rise, build, and believe in something greater.
For too long, traditional financial institutions have overlooked the needs of modern businesses. They’ve relied on outdated systems, burdened businesses with excessive fees, and ignored the challenges that come with growth.

Most importantly, they’ve failed to understand their customers. At Flex, we’ve adopted a different approach. We take the time to get to know your business — your goals, your challenges, and the reasons behind your financial needs. It’s why we offer flexible credit limits, transparent pricing, and an unmatched customer experience.

Our advanced AI technology simplifies your financial operations, so you can spend less time managing money and more time scaling your business. Flex is more than a financial solution — it’s a partner in your growth journey. Inspired by our own experiences, we’re here to empower ambitious businesses with the tools they need to succeed.

Flex Global Company Team


Our Investors:

Our Story

Our Story - Flex
2022
First Flex Card Swipe
Hired First 5 Employees
2023
Launched Flex Credit Card
Hit $1 Million in Transactions
Acquired Ghost Financial
$120 Million Raised in Debt & Equity
2024
Launched Flex Banking
Launched Global Payments
Launched B2B Payments
10,000+ Attendees at Flex Hosted Events
2025
Hit $1 Billion in Transactions
Launched Bill Pay - AP Automation

Flex’s Presence is Global.
Reach our Team 24/7.

New York
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Miami
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San Francisco
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Los Angeles
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Boston
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Washington D.C.
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Atlanta
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Dallas
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Seattle
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Toronto
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Vancouver
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México City
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São Paulo
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Buenos Aires
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Dubai
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Aspen
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New Delhi
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Manila
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Medellín
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Phoenix
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Philadelphia
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London
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Austin
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San Diego
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What Our Customers Are Saying
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What truly sets Flex apart is how it streamlines your financial experience, seamlessly consolidating both your banking and credit needs into one powerful platform. It delivers a best-in-class solution for both, with free same-day wires and ACHs on the banking side and the flexibility of generous cashback or extended payment terms tailored to your business’s unique needs. On top of that, their customer support team is always ready to provide reliable assistance whenever you need it.
Nick Sharma sign
Nick, Founder
Sharma Brands logo
Nick Sharma
A Glimpse at Members of the Flex Signature Team
Zaid
CEO & Founder
Fawaad, Senior Android Engineer - Flex
Fawaad
Senior Software Engineer
Robbie
Head of Growth
Laura, Customer Exp. Manager - Flex
Laura
Customer Exp. Manager
Andres
Software Engineer
Hadi
Co-Founder
Chris, Director of Engineering - Flex
Chris
 Director of Engineering
Kyle, Head of Revenue - Flex
Kyle
Head of Revenue
Kiana, Director of Events - Flex
Kiana
Director of Events
Ashwin
Head of Strategic Finance
Chris
Senior Software Engineer
Connor
Senior Consultant
Dani, Creative Director - Flex
Dani
Creative Director
David
Senior Software Engineer
Siggy
Head of Platform Engineering
Kyle
Senior Engineer
Vishal, Chief Risk Officer - Flex
Vishal
Chief Risk Officer
Flex Credit Card
Viktoria, Chief of Staff - Flex
Viktoria
Chief of Staff
David, General Counsel and Chief Compliance Officer - Flex
David
General Counsel and Chief Compliance Officer
Jared
Head of Product
Ewan
Head of Customer Experience
Shane
Director of Strategic Finance
Nico, Senior Software Engineer - Flex
Nico
Senior Software Engineer
Caroline, Senior Software Engineer - Flex
Caroline
Senior Software Engineer
Andy
Principal Product Designer
Adam
Senior Engineer
Neil, Senior Software Engineer - Flex
Neil
Senior Software Engineer
Alejandra, Senior Engineer - Flex
Alejandra
Senior Engineer
Ryan
Senior Underwriter
Jacob
Senior Account Executive
Emma, Head Of Operations - Flex
Emma
Head Of Operations
Ben, Account Manager - Flex
Ben
Account Manager
Patrick
Staff Engineer
Mariana, Frontend Engineer - Flex
Mariana
Frontend Engineer
Simon, Product Manager - Flex
Simon
Product Manager
A close-up view of weathered, light beige and grayish-tan rock formations.
Viviana
Senior Content Manager
Robert, CTO - Flex
Robert
CTO
Luciano
Head of Flex Global
Jay, Head of Sales - Flex
Jay
Head of Sales
Sam, Product Owner - Flex
Sam
Product Owner
Brian
Director, Finops & Reporting
Flex Free Banking
Shane
Director of Strategic Finance
Peilong, Director of Engineering - Flex
Peilong
Director of Engineering
Allison
Senior Compliance Manager
A close-up view of weathered, light beige and grayish-tan rock formations.
Matt, Account Executive - Flex
Matt
Account Executive
Lázaro
Brand Designer
Yadi
Senior Software Engineer
Valentina
Marketing Coordinator
Juan
Software Engineer
Alex
Principal Software Engineer
Isabella
Data Engineer
Sam
Growth Analytics Manage
Donnie
Senior Engineer
Fredy
Staff Software Engineer
Dayana
Software Engineer
Richard
Business Operations
Kevin
Staff Software Engineer