Flex Raises $225M in Debt and Equity. Learn More on TechCrunch

The Key To Every Owner’s Dream.

Flex empowers business owners with a new approach to finance.

Driven By Experience. Developed With Insight.

Flex logo

At Flex, aspiration is at our core — not just in our endeavors, but in how we inspire others to rise, build, and believe in something greater.
For too long, traditional financial institutions have overlooked the needs of modern businesses. They’ve relied on outdated systems, burdened businesses with excessive fees, and ignored the challenges that come with growth.

Most importantly, they’ve failed to understand their customers. At Flex, we’ve adopted a different approach. We take the time to get to know your business — your goals, your challenges, and the reasons behind your financial needs. It’s why we offer flexible credit limits, transparent pricing, and an unmatched customer experience.

Our advanced AI technology simplifies your financial operations, so you can spend less time managing money and more time scaling your business. Flex is more than a financial solution — it’s a partner in your growth journey. Inspired by our own experiences, we’re here to empower ambitious businesses with the tools they need to succeed.

Flex Global Company Team


Our Investors:

Our Story

Our Story - Flex
2022
First Flex Card Swipe
Hired First 5 Employees
2023
Launched Flex Credit Card
Hit $1 Million in Transactions
Acquired Ghost Financial
$120 Million Raised in Debt & Equity
2024
Launched Flex Banking
Launched Global Payments
Launched B2B Payments
10,000+ Attendees at Flex Hosted Events
2025
Hit $1 Billion in Transactions
Launched Bill Pay - AP Automation

Flex’s Presence is Global.
Reach our Team 24/7.

New York
12:00 PM
Miami
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San Francisco
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Los Angeles
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Boston
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Washington D.C.
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Atlanta
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Dallas
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Seattle
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Toronto
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Vancouver
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México City
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São Paulo
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Buenos Aires
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Dubai
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Aspen
12:00 PM
New Delhi
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Manila
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Medellín
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Phoenix
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Philadelphia
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London
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Austin
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San Diego
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What Our Customers Are Saying
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What truly sets Flex apart is how it streamlines your financial experience, seamlessly consolidating both your banking and credit needs into one powerful platform. It delivers a best-in-class solution for both, with free same-day wires and ACHs on the banking side and the flexibility of generous cashback or extended payment terms tailored to your business’s unique needs. On top of that, their customer support team is always ready to provide reliable assistance whenever you need it.
Nick Sharma sign
Nick, Founder
Sharma Brands logo
Nick Sharma
A Glimpse at Members of the Flex Signature Team
Zaid
Zaid
CEO & Founder
Flex Credit Card
Flex Free Banking
Fawaad
Fawaad
Senior Software Engineer
Flex Credit Card
Flex Free Banking
Robbie
Robbie
Head of Growth
Flex Credit Card
Flex Free Banking
Laura
Laura
Customer Exp. Manager
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Flex Free Banking
Andres
Andres
Software Engineer
Flex Credit Card
Flex Free Banking
Hadi
Hadi
Co-Founder
Flex Credit Card
Flex Free Banking
Chris
Chris
Director of Engineering
Flex Credit Card
Flex Free Banking
Kyle
Kyle
Head of Revenue
Flex Credit Card
Flex Free Banking
Kiana
Kiana
Director of Events
Flex Credit Card
Flex Free Banking
Ashwin
Ashwin
Head of Strategic Finance
Flex Credit Card
Flex Free Banking
Chris
Chris
Senior Software Engineer
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Flex Free Banking
Connor
Connor
Senior Consultant
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Dani
Dani
Creative Director
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David
David
Senior Software Engineer
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Siggy
Siggy
Head of Platform Engineering
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Kyle
Kyle
Senior Engineer
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Flex Free Banking
Vishal
Vishal
Chief Risk Officer
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Flex Free Banking
GREEN CARD
GREEN CARD
Flex Credit Card
Flex Free Banking
Viktoria
Viktoria
Chief of Staff
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Flex Free Banking
David
David
General Counsel and Chief Compliance Officer
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Jared
Jared
Head of Product
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Ewan
Ewan
Head of Customer Experience
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Nico
Nico
Senior Software Engineer
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Caroline
Caroline
Senior Software Engineer
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Andy
Andy
Principal Product Designer
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Adam
Adam
Senior Engineer
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Neil
Neil
Senior Software Engineer
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Alejandra
Alejandra
Senior Engineer
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Ryan
Ryan
Senior Underwriter
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Jacob
Jacob
Senior Account Executive
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Emma
Emma
Head Of Operations
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Ben
Ben
Account Manager
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Patrick
Patrick
Staff Engineer
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Mariana
Mariana
Frontend Engineer
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Simon
Simon
Product Manager
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ROCK
ROCK
Flex Credit Card
Flex Free Banking
Viviana
Viviana
Senior Content Manager
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Flex Free Banking
Robert
Robert
CTO
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Luciano
Luciano
Head of Flex Global
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Jay
Jay
Head of Sales
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Sam
Sam
Product Owner
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Flex Free Banking
Brian
Brian
Director, Finops & Reporting
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Flex Free Banking
BEIGE CARD
BEIGE CARD
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Shane
Shane
Director of Strategic Finance
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Peilong
Peilong
Director of Engineering
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Allison
Allison
Senior Compliance Manager
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ROCK
ROCK
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Matt
Matt
Account Executive
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Lazaro
Lazaro
Brand Designer
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Yadi
Yadi
Senior Software Engineer
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Valentina
Valentina
Marketing Coordinator
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Juan
Juan
Software Engineer
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Alex
Alex
Principal Software Engineer
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Isabella
Isabella
Data Engineer
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Sam
Sam
Growth Analytics Manage
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Flex Free Banking
Donnie
Donnie
Senior Engineer
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Fredy
Fredy
Staff Software Engineer
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Flex Free Banking
Dayana
Dayana
Software Engineer
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Flex Free Banking
Richard
Richard
Business Operations
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Flex Free Banking
Kevin
Kevin
Staff Software Engineer
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Flex Free Banking