Coming Soon

Up to 5% cashback on personal spend

Get rewarded for Flex volume, personally. Only at Flex.

Built for founders.

Not consumers.

  • Up to 5% cash back on everything
    On every dollar spent. All categories. No rotating bonuses, no fine print.
  • $0 annual fee
    No membership costs. No foreign transaction fees. No hidden charges of any kind.
  • Flexible points redemption
    Redeem points for cash back, statement credit, or travel.

Your business funds your personal rewards

5% Personal cashback
Business volume

Flex tracks your activity across every product as business volume. The higher your business volume, the higher your cashback rate. It's that simple.

Earn more as you grow

Your tier advances automatically based on monthly spend.

No enrollment. No category tracking.

Every dollar counts the same.

Your business rewards stay. Your personal lifestyle starts.

Take the trip you've been postponing. Book the dinner you keep skipping. While the business runs, your personal rewards build right behind it. If your business has cash, you qualify. Apply in minutes.

The only card that pays you for the business you've built

No annual fee. Up to 5% cashback. No categories. No caps.



Subject to credit approval. Cashback rates vary by Flex Volume tier. See terms for details.