Automate expense management.
Empower your team.

Approvals, reimbursements, and controls. Make managing employee expenses effortless.

Let Flex handle expense headaches

Whether you’re securing inventory ahead of a high-demand season or covering vendor costs that can’t wait, Bill Pay Later gives you the confidence to move first and the breathing room to repay on your timeline.

Your business. 100% control. On autopilot.

Automate receipt collection.

Spend less time chasing employees down for receipts and more time scaling your business. The moment a purchase is made, Flex collects and matches receipts automatically — via SMS, app or email.

Control the money. Set the rules.

Create tailored spending rules and policies to simplify expense management. Customize by dollar amount, budget, or specific merchants.

Get the memo. Always.

With Flex, employees can use their app to add memos when uploading receipts and tag expenses to budgets or clients for ultimate visibility. As an owner, you’re always in the loop — no matter where you are.

Flex out the boring stuff.

Automate expense reviews, enforce smart spending limits, and catch non-compliant transactions before they become a problem. With Flex, your team stays focused on what matters while our software handles the nitty-gritty — no more detective work, no more wasted time.

Close books faster.
Sync ERP smarter.

Let Flex handle the heavy lifting. Automatically code, categorize, and map transactions — and make your monthly close a breeze. With direct ERP integration, everything syncs instantly and accurately. No extra work required.

Coming Soon

See every dollar.
Save much more.

Get real-time expense insights to make smarter decisions, prevent overspending, and stay ahead of budget limits. With AI-powered analysis, Flex uncovers hidden costs, spots duplicate subscriptions, and helps you maximize savings — so your business stays cash-smart.

Choose from multiple roles

Give every employee as much — or as little control as you choose. Assign roles and choose from Admin, Limited Admin, Employee, or Bookkeeper via your Flex account when onboarding a new user.

Coming Soon

Reimbursements.
Two clicks away.

Effortlessly reimburse out-of-pocket expenses with Flex. Submit expenses in seconds as receipts are auto-scanned, and approve reimbursements individually or in bulk with a few clicks. Send payments to employees in their local currency. 180+ countries and 34 currencies.

Manual expense management isn’t a Flex.

From approvals to reimbursements, Flex makes managing employee expenses effortless — and free.

2% cashback on all purchases
Schedule future payments
Cards for co-owners and admins
Automated bill pay
Spend limits with recurring frequencies
Free same-day ACH & wires
Accounting integrations
Category spend controls
Extended customer support
Automate receipt collection
Payment workflows
Upload receipts form the mobile app
Tag expenses to projects
Reimbursements
Unlimited virtual cards
Extended Customer Support
Employee spend controls
0% interest for 60 days on eligible spend¹
Temporary physical and virtual cards
Up to 1.75% unlimited cashback²
Upload receipts from the app
Category spend controls*
Card spend limits with recurring frequencies
Automate receipt collection
Accounting Integrations
Automate receipt collection*
Tag expenses to projects and clients*
4 roles: Admin, Limited, Employee, Bookkeeper

Flex the best of both worlds

Save time and money

Let Flex allocate transactions to the correct budget and generate receipts for purchases. Plus, save recurring memos for less manual work.*

Gain visibility

Into spending with powerful insights to make changes as needed. Adjust spend controls from your app – in just a few taps.

Empower employees

To submit their expenses, their way. As soon as spend happens, Flex prompts, collects, and matches receipts via SMS* and the mobile app.

Take Control of Employee Expenses. Effortlessly.

Start automating approvals, reimbursements, and expense tracking — for free with Flex.