Honor vendor terms. Pay on yours.
Pay vendors with Flex by ACH or wire transfer today and get up to 60 days to repay.
Pay vendors your way
Repay on your terms
Effortless Net-60 for every ACH or Wire
Whether you’re securing inventory ahead of a high-demand season or covering vendor costs that can’t wait, Bill Pay Later gives you the confidence to move first and the breathing room to repay on your timeline.
Available to Flex credit customers, Bill Pay Later allows you to access your credit limit to make payments to vendors that meet their terms, while keeping your cash flow free.
Available to Flex credit customers, Bill Pay Later allows you to access your credit limit to make payments to vendors that meet their terms, while keeping your cash flow free.
$347M +
vendor payments processed
24/7
Flex’s personal concierge service
Same-Day
ACH or wire transfers*
Smart liquidity. Simplified.
Step 1: Pay Vendors Their Way
Use your Flex credit line to fund ACH or wire payments.
Step 2: Repay On Your Terms
Extend repayment to 60 days with no extra setup or paperwork.
Step 3: Free Up Cash Flow
Preserve liquidity for growth, investment, or opportunity.
Step 4: Seize Opportunities
Baked-in flexibility ensures your business is prepared when the moment strikes.
Cash Flow, Redefined
Traditional bill payments can tie up your capital. Flex Bill Pay Later makes it flexible, giving you the power to invest strategically, respond quickly, and operate from a position of calm control.
Pay what’s due today. Repay when it makes sense for your business.
All-in-One Financial Management
Integrate your vendor payments into the Flex ecosystem. Control your accounts, cards, and expenses. Plus, manage AP and AR in Flex’s all-in-one financial management platform.
Same-day Transactions
Payments delivered when you need them. Flex offers same-day ACH transfers and no-fee wires.
Up to 60 Days to Pay
Extend repayment to 60 days with no extra setup or paperwork. and preserve liquidity for growth, investment, or opportunity.
Pay on Your Terms with Flex Bill Pay Later
True financial freedom isn’t about spending less. It’s about having the flexibility to act when opportunity strikes.
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