Grow your business today, Pay us back later
Designed for more cash flow
For the savvy business owner: Leverage our net-60 payment terms*, unlimited employee cards, smart spend controls and simple receipt capture to scale your business hassle-free.
Credit limits that grow with your business.
As your business expands – your credit limit may expand with it, so you can focus on the priority work at hand.
Effortlessly manage all your expenses
Simplify expense tracking, streamline receipt management, and foster an efficient spending process across your organization.
Individual employee cards, at no extra cost.
Effortlessly manage your team's expenses with individual physical and virtual employee cards, with custom monthly spend limits and category restrictions.
Forged for your business, machined with your name
Freely issue physical and virtual cards for your team, reduce the hassle of chasing receipts and managing reimbursements.
Relax knowing each employee card has precise spending limits and category restrictions needed for efficient expense management.
Made even better with integrated banking
Flex’s seamless digital platform includes powerful financial tools that simplify the way you manage your finances across your organization.
Powerful banking tools
Earn up to 4% on idle cash,** take advantage of free domestic ACH/Wire transfers, enjoy 1% cashback on your debitcard.*** No minimum deposit required.
Watch cash flow grow and monitor your business’s financial health with our spend reports. Integrate with Quickbooks to streamline bookkeeping.
Whether you're facing an urgent issue or simply seeking guidance, our dedicated concierge team is here to provide support, via phone, message, or email anytime.
Frequently Asked Questions
Flex is a financial technology company powering the leading finance super-app for businesses. Flex empowers companies to consolidate their financial services and workflows in order to effectively build, manage, and protect their finances and optimize their cashflow.
Flex’s core components are:
- Flex Banking
- Flex Credit Card
- Flex Treasury Management
The Flex Credit Card or Flex Card is a corporate card that comes with 0% interest for 60 days on every single purchase. With Flex, businesses can get unlimited employee physical and virtual cards with category and spending limits to manage business expenses in real-time. Unlike other corporate cards, Flex has no monthly or annual maintenance fees and no late fee charges. Flex offers credit limits that grow as a business grows.
Flex Cards are available to businesses operating within the United States (except CA, NV, SD, ND, and VT) and Puerto Rico.
Cash flow is one of the biggest problems facing businesses today. Flex is tackling this challenge with the Flex Credit Card - a corporate card with extended payment terms. You have at least 60 days to pay at 0% interest on every transaction you make on the Flex Credit Card.
How does it work?
Payments are due twice per month, on the 15th and the last day of the month, for the two-week period 60 days ago.
- Purchases made from 04/01 to 04/15 are due on 06/15
- Purchases made from 04/16 to 04/30 are due on 06/30
- Purchases made from 05/01 to 05/15 are due on 07/15
- Purchases made from 05/16 to 05/31 are due on 07/31
No, applying to Flex does not impact your credit score. Flex conducts a soft credit pull, which is a non-intrusive way to check certain details of your credit report without affecting your score.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
Flex uses Plaid Inc. (“Plaid”) to gather your data from financial institutions for bank account verification and fraud prevention. We’ll use this information for the purpose of evaluating your business’s creditworthiness and will not share it with any third parties.