Flex Capital Top-Ups

Need more capital? Flex Capital now supports top-ups — increasing your total financing amount with an additional fee. You can also view your full finance history and update repayment configurations including payment frequency, remittance percentage, and default payment accounts.

Faster Credit Activation

Eligible customers on our commercial credit program can now receive instant credit activation, getting you access to your credit line faster than ever.

Banking Statement Uploads

Can't connect Plaid or prefer not to? You can now upload banking statements directly during your application. We've extended our document collection to give you more options while keeping the process smooth.

Repayment Setup Onboarding

New credit customers are now guided through setting up their payment configuration immediately after accepting their offer. Easy setup for first payments — you'll choose how you want to pay from day one.

Elite Consumer Application Flow

Existing Flex business owners can now add a consumer organization and apply for Elite credit directly within the app when invited. One seamless flow from commercial to consumer.

Bill Pay Later CSV Export

You can now download a CSV of all your Bill Pay Later transactions to reconcile your books at month's end. This was a direct response to owner feedback — close your books faster without calling support.

Elite Consumer Credit — Alpha Launch

We've issued the first batch of Flex Elite consumer credit lines. The Elite card is live and in hands at Art Basel. A phased rollout to existing Flex business owners begins soon.

Multi-Org V1 is Live

A massive milestone for Flex: owners of multiple closely held businesses can now create additional organizations and switch between them within a single login — on web, iOS, and Android. One login. All your businesses.

Cross-Organization Team Management

With multi-org live, you can now invite and manage team members across all of your businesses from a single place. Add your bookkeeper, partner, or admin to multiple entities without creating separate accounts.

Automatic Invoice-to-Payment Matching

No more manually reconciling invoice payments. Flex now automatically matches incoming banking payments to your open invoices and marks them as paid — with the ability to unmatch if needed. Less busywork, more clarity on what's been collected.

Document Upload for Credit Applications

Applicants can now upload financial documents directly during the credit application instead of connecting an accounting suite. More flexibility in how you share your financials while keeping the process moving.

Auto-transaction matching on payments to outstanding invoices.

Flex Elite Consumer Credit — Waitlist Open

We've opened the waitlist for Flex Elite, our new consumer credit program designed exclusively for Flex business owners. The first cards are in the wild, with a phased rollout beginning mid-December.

Multi-Organization Support on Mobile

Switch between your businesses on the go. Flex now supports multi-organization access on iOS, so owners with multiple companies can manage everything from a single login — no more signing in and out.

International Applicant Self-Service

Business owners with international partners can now complete credit and banking applications without workarounds. Non-US persons associated with an application can enter their passport information and international address directly.

Introducing Flex Capital: Growth Funding, Redefined. Access dynamic, revenue-based financing with customized terms built around your business's performance — not traditional credit limitations. Get the working capital you need to scale faster with Flex's newest funding solution designed for growing businesses.