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Unlock growth with Flex Credit

Flex Credit gives your business the freedom to spend and scale on your terms — with flexible 60-day repayment, built-in spend controls, and automated expense tracking. Optimize working capital, extend runway, and gain complete visibility into your company’s financial flow.

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With Flex Credit, you get funding that adapts to how your business actually operates.

Access credit that scales with your business

Instantly qualify for higher limits based on your company’s real performance — not your personal credit. Flex analyzes revenue and cash flow in real time to give you the credit you deserve without the paperwork or waiting.

Simplify spending and repayment

Use one card for all your business expenses and enjoy 0% interest for 60 days. Pay on your schedule, automate repayments, and keep your team’s spending aligned without manual tracking or confusion.

Automate expense management

Every transaction syncs automatically with your accounting tools. Categorize expenses, manage receipts, and create reports in minutes — so your finance team can focus on growth instead of admin work.

Earn rewards while you grow

Get up to 1% cashback on every purchase and reinvest those savings directly into your business. Whether it’s marketing, payroll, or inventory — Flex turns everyday spending into growth capital.

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Trusted by leading startups and growing businesses

Business Banking

Manage your company’s finances with 1% cash back, free ACH and wire transfers, and FDIC-insured accounts. Handle expenses, deposits, and reconciliations—all in one platform.

Business Credit Card

Earn rewards on every purchase, enjoy 0% interest for 60 days, and get flexible payment terms designed to improve your cash flow.

Expense Management

Set smart spending policies, issue unlimited virtual or physical cards, and track every transaction in real time with AI-powered visibility.

Global Payments

Send payments to over 180 countries with low fees and no hidden charges. Manage global vendors, currencies, and settlements from a single dashboard.

CEO, Innovquant

Managing Partner,
Dhuna Ventures

CEO, Betr

Managing Partner,
Dhuna Ventures

CEO, Betr

What owners are saying about Flex's suite of products:

“We chose Flex for its flexible payment options, generous credit limits, and valuable cashback rewards. Its easy expense tracking and reliable customer service set it apart, making it the perfect fit for managing cash flow and enhancing financial efficiency.”

Karl Spekor, President, Mod Partners

What Owners Are Saying About Flex:

“When we signed up for Flex, we were looking for a solution that offered generous cashback and elevated customer support. Flex has exceeded our expectations by delivering both, allowing us to focus on growing our business.”

Joey Levy, CEO

What Owners Are Saying About Flex:

“We needed a banking partner who would be there when we needed them, and Flex delivered. Their customer success team is always available—even on weekends—to ensure we’re taken care of.”

Gary Davis, CEO

What Owners Are Saying About Flex:

“I had challenges sending international wires using Fidelity, but with Flex I was able to fire off all my wires to a variety of countries with no issues whatsoever. It felt light years ahead!”

Kash Dhuna, Managing Partner

Empower your business with flexible credit — built for founders, not banks.

Get up to 60 days of interest-free financing, automated expense tracking, and real-time control of your cash flow — all in one platform.

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©2025 Flexbase Technologies, Inc., all rights reserved. Flex products may not be available to all customers. See the Flex Terms of Service for details. Terms are subject to change. Flex Capital is not a loan and is issued by Flexbase Technologies, Inc. Payment is based on the percentage of sales. Please see your Flex Capital Agreement for details.