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Flexbase Technologies, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Flexbase Technologies, Inc. Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted.

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Flexbase Technologies, Inc. (“Flex”) is a financial technology company, not a bank. Flex Business Banking and banking services provided by Column N.A., Member FDIC. The Flex Business Reward Card is a Visa® charge card issued by Column, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Payment of account balance is due in full daily. See Flex Terms of Service.

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*Terms and conditions apply to the cash back rewards program. Cash back earned will be credited to your account the first day of each month. ATM transactions. the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details. No minimum balance requirement.

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**Annual Percentage Yield (APY) of up to 2.65% for Tier 3 accounts and up to 1.46% APY for Tier 2 accounts is accurate as of 10/06/2025. These are variable rates based on the effective range of the Federal Funds Rate and may change after the account is opened. An average daily Account balance that is greater than $1,000,000 for at least thirty (30) days is required to be eligible to earn 2.65% APY and an average daily Account balance that is greater than $100,000 for at least thirty (30) days is required to be eligible to earn 1.46% APY.

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¹Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

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²Payment services in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041.

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⁺Coming soon.