Introducing AI Native Private Banking and a $60M Series B
Our $60M Series B equity round to deliver an “AI Native” Private Banking platform for business owners.
Introducing Flex Elite
You’re more than just your business — you’re the owner behind it. Flex manages every transaction, from business revenue to your personal spend, so you can optimize your whole life in one seamless platform.
Designed for the 1%, now available to entrepreneurs globally.
Your Whole World.
Business and Personal⁺.
In One Place.
Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank. The Flex Business Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. and is only available to eligible commercial entities. Fees and terms and conditions apply. Applicants are subject to eligibility requirements.
Flexbase Technologies, Inc. (Flex) is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank.
Banking services provided by Thread Bank; Member FDIC. The Flexbase Technologies, Inc. Visa ® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
The Flex Business Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. and is only available to eligible commercial entities. Fees and terms and conditions apply. Applicants are subject to eligibility requirements.
Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank.
Banking services provided by Thread Bank; Member FDIC. The Flexbase Technologies, Inc. Visa ® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
The Flex Business Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. and is only available to eligible commercial entities. Fees and terms and conditions apply. Applicants are subject to eligibility requirements.
Your Whole World.
Business and Personal⁺.
In One Place.
Financial tools for your business. Peace of mind for your family. While most financial platforms are built for bookkeepers, Flex is built for you. Running a business means managing both sides of your finances — business and personal⁺. Traditional banks and software don’t get that. They keep everything separate, leaving you juggling multiple accounts, tools, and headaches. Flex layers all the pieces together.
With Flex, you get a financial platform designed for the way you actually operate:
Seamlessly tap into our Private Credit line for card, Bill Pay, or Growth Capital expenditures
Manage all of your bills and invoices in one place with Flex’s automated, AI-powered AP & AR platform.
Separate and optimize your personal and business money — without the friction.⁺
The Flex Financial Suite.
Start with a card. End with an automated finance platform. Flex is more than just a business credit card — it’s a fully integrated financial ecosystem designed to help business owners scale, optimize cash flow, and automate financial operations.
Fast, secure banking. Handle all of your payments, transfers, and purchases in one easy-to-use platform.
- Earn 1% cash back on debit card purchases.*
- Enjoy free domestic ACH and wire transfers. No fees, whatsoever.
- Make idle cash work for you with up to 2.99% APY.** 42x higher than the national average.
- Up to 20 subaccounts to streamline financial management.
- FDIC Insurance available up to $3M for funds on deposit through Thread Bank, Member FDIC.¹
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Flexible payment terms with generous limits.
- Flex between interest-free float and exclusive rewards.
- Earn up to 1.75% cashback on every eligible purchase.
- 0% for 60 days, on every eligible purchase.
- Credit limit explicitly tailored to your business.
Automate approvals, track spending, and set dynamic controls.
- Smart expense policies that enforce compliance effortlessly.
- Unlimited physical and virtual cards for employees, with custom limits.
- Real-time tracking for total visibility into company spending.
- Seamless integrations with QuickBooks, Xero, and NetSuite.
Send and receive global payments with speed, ease, and transparency.
- $0 wire transfer fees for payments in local currencies.
- Pay vendors with any credit card, even where cards aren’t accepted.⁺
- Transact in up to 32 local currencies.
- 1% FX rate on every transaction. Save more with enterprise discounts.
Contact Flex for volume discount pricing.
Automated With AI.
Reduce manual work, pay faster, and automate AP – for free.
- Streamline payments with Bill Pay’s automated AI technology.
- Pay your way by ACH, card, or Bill Pay credit.
- Pay vendors with credit, even those outside traditional card networks.⁺
- Seamlessly sync with QuickBooks, Xero, and NetSuite.
24/7 Global Support.
Get the support you deserve from a team that understands growing businesses. Enjoy rapid response times and hands-on service, guaranteed.
75% of customers highlighted improved cash flow as a primary reason for choosing Flex.
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What Owners Are Saying About Flex:
“We chose Flex for its flexible payment options, generous credit limits, and valuable cashback rewards. Its easy expense tracking and reliable customer service set it apart, making it the perfect fit for managing cash flow and enhancing financial efficiency.”
What Owners Are Saying About Flex:
“When we signed up for Flex, we were looking for a solution that offered generous cashback and elevated customer support. Flex has exceeded our expectations by delivering both, allowing us to focus on growing our business.”
What Owners Are Saying About Flex:
“We needed a banking partner who would be there when we needed them, and Flex delivered. Their customer success team is always available—even on weekends—to ensure we’re taken care of.”
What Owners Are Saying About Flex:
“I had challenges sending international wires using Fidelity, but with Flex I was able to fire off all my wires to a variety of countries with no issues whatsoever. It felt light years ahead!”
