The Financial Suite Built for Modern Businesses.
With Flex, you get a financial platform designed for the way you actually operate:
Track business revenue and personal spend — seamlessly with Flex’s owner essentials.
Manage all your bills in one place with Flex’s automated, AI-powered AP software.
Separate and optimize your personal and business money — without the friction.
The Flex Financial Suite.
Start with a card. End with an automated finance platform. Flex is more than just a business credit card — it’s a fully integrated financial ecosystem designed to help business owners scale, optimize cash flow, and automate financial operations.
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Fast, secure banking. Handle all of your payments, transfers, and purchases in one easy-to-use platform.
- Earn 1% cash back on debit card purchases.*
- Enjoy free domestic ACH and wire transfers. No fees, whatsoever.
- Make idle cash work for you with up to 2.99% APY.** 42x higher than the national average.
- Up to 20 subaccounts to streamline financial management.
- FDIC Insurance available up to $3M for funds on deposit through Thread Bank, Member FDIC.¹
Flexible payment terms with generous limits.
- Flex between interest-free float and exclusive rewards.
- Earn up to 1.75% cashback on every eligible purchase.
- 0% for 60 days, on every eligible purchase.
- Credit limit explicitly tailored to your business.
Automate approvals, track spending, and set dynamic controls.
- Smart expense policies that enforce compliance effortlessly.
- Unlimited physical and virtual cards for employees, with custom limits.
- Real-time tracking for total visibility into company spending.
- Seamless integrations with QuickBooks, Xero, and NetSuite.
Send and receive global payments with speed, ease, and transparency.
- $0 wire transfer fees for payments in local currencies.
- Pay vendors with any credit card, even where cards aren’t accepted.⁺
- Transact in up to 32 local currencies.
- 1% FX rate on every transaction. Save more with enterprise discounts.
Contact Flex for volume discount pricing.
Automated With AI.
Reduce manual work, pay faster, and automate AP – for free.
- Streamline payments with Bill Pay’s automated AI technology.
- Pay your way by ACH, card, or Bill Pay credit.
- Pay vendors with credit, even those outside traditional card networks.⁺
- Seamlessly sync with QuickBooks, Xero, and NetSuite.
75% of customers highlighted improved cash flow as a primary reason for choosing Flex.
