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Products

Flex Owner Essentials

Overview

Business Banking

Fast, free, and powerful banking

Expense Management

Eliminate expense reports

Credit Card

Net-60, cashback, and rewards

Commercial Card (Legacy)

AP Automation

Overview

Bill Pay

No-fee AP automation

Global Payments

Pay globally to 180+ countries

Pay by Card

Pay any vendor with credit

AR Automation

Coming Soon

Invoicing

Create and send invoices

Revenue Reconciliation

Fast and accurate financial reporting

Revenue Collections

Get paid faster, effortlessly

Unlimited Cashback. 60 Days of Float.
World-Class Rewards. One Unbeatable Card.

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How To Get Working Capital for a New Business

8 min

*0% interest applies if the full balance is paid within the 60-day interest-free grace period. Interest will begin to accrue if the full balance is not paid by the end of the current bi-monthly billing period following the 60-day interest-free grace period. See your Flex Commercial Cardholder Agreement for details.
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** See your Flex Cashback Terms and Conditions for details.
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***See your Flex Deposit Account Terms and Conditions for details. Annual Percentage Yield (APY) of up to 2.99% for Tier 3 accounts and up to 1.65% APY for Tier 2 accounts is accurate as of 12/19/2024. These are variable rates based on the effective range of the Federal Funds Rate and may change after the account is opened. An average daily Account balance that is greater than $1,000,000 for at least thirty (30) days is required to be eligible to earn 2.99% APY and an average daily Account balance that is greater than $100,000 for at least thirty (30) days is required to be eligible to earn 1.65% APY.
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The Flex Commercial Credit Card (“Flex Credit Card”) is issued by Patriot Bank, N.A., pursuant to licenses from Mastercard® International Incorporated. Mastercard is a registered trademark of Mastercard International. Flex provides the credit for the Flex Credit Card. The Flex Credit Card is not available yet in the following states: CA, ND, SD, VT, and NV.

Flexbase Technologies, Inc. is a financial technology company and is not a bank. The Currency Cloud Inc. is not a bank and does not provide banking services. Banking services provided by Thread Bank; Member FDIC. The Flexbase Technologies, Inc. Visa®️ Debit Card ("Flex Debit Card" / "Flex Banking") is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

****Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.
Payment services in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041. Visit https://www.currencycloud.com/legal/terms/ for more details on the Currencycloud Terms of Use.
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©2025 Flexbase Technologies, Inc., d/b/a Flex, “Flex" and the Flex logo are registered trademarks. Flex products may not be available to all customers. See the Flex Terms of Service for details. Terms are subject to change.

Headquarters: 390 North East 191st Street Suite 8019, Miami, Florida, 33179, United States