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- Personnel et Professionnel.
One swipe.
Three ways to win.
- Maximize float and cashflow with 60 days
- Maximize cashback
- Maximize points
- Manage spend from one place
The Flex Business Credit Card is the first card built to move the way your business does. Get 0% interest for up to 60 days on every eligible purchase, then decide what each dollar earns. Pay early for maximum rewards, or hold your cash and take the float. Same card, same swipe, entirely your call. No caps, no categories, no annual fee eating into what you make back.
Flex between interest-free float and exclusive rewards
Pay early for more rewards or float it up to 60 days.
Move the slider to see how your timing changes what you earn.
Most businesses running on JP Morgan or another primary bank have the payment rail but no approval or visibility layer sitting in front of it. Finance approves payments via email or Slack, account selection is informal, and the audit trail lives in someone's inbox.
Treasury management platforms built for enterprise add significant implementation overhead and pricing designed for much larger organizations. Flex Treasury is the approval and visibility layer that growing companies actually need, integrated with the payment rails you're already using.
60 days at 0% interest
Keep cash on hand 3x longer than traditional cards. Every eligible purchase comes with an interest-free window, turning your spend into working capital instead of a bill you're racing to pay.
Up to 2% unlimited cashback. Points for travel*.
No caps, no categories, no games. Earn on every dollar you spend and redeem for cash, statement credits, gift cards, or travel. The more you run through Flex, the more comes back.
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Credit limits built around your business
No rigid, one-size-fits-all ceiling. We underwrite to your actual revenue, cash flow, and transaction history, then scale your limit as you grow, so your card keeps pace instead of holding you back.
Pay any vendor, even the ones who don't take cards
Settle bills by same-day ACH or wire while you keep up to 60 days of float. Your vendors get paid fast, you keep your cash longer, and you earn rewards on spend that used to cost you nothing back.
Learn more about Bill Pay Later
Real-time controls on every card and vendor
Issue unlimited employee cards in seconds, then set the rules. Cap spend by card, lock cards to specific merchants or categories, and freeze anything the moment you need to. Every transaction is coded and reconciled automatically, so the whole team can move fast while you keep tight control over where each dollar goes.
You can have it all
The first 3-in-1 business credit card built to give you breathing room and reward you for it.
Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank. The Flex Business Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. and is only available to eligible commercial entities. Fees and terms and conditions apply. Applicants are subject to eligibility requirements.
Bill Pay Later is a product of Flexbase Technologies, Inc. and is subject to eligibility and approval. Availability may vary by state, and not all applicants will qualify. Program limits are determined at approval and may vary by customer. Fees, terms, and conditions apply.
©2026 Flexbase Technologies, Inc., all rights reserved. Flex products may not be available to all customers. See the Flex Terms of Service for details. Terms are subject to change.