Flex Finance Credit Card Business Banking

Flex 信用卡

您企业的所有采购均享60天账期^*

无缝的金融生态系统，结合智能费用管理和员工支出控制，助您加速业务增长。

申请不会影响您的信用评分

今天拓展业务，稍后还款

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60 天免息*

旨在增加现金流

For the savvy business owner: Leverage our net-60 payment terms*, unlimited employee cards, smart spend controls and simple receipt capture to scale your business hassle-free.

Scaling Limits

Credit limits that grow with your business.

As your business expands – your credit limit may expand with it, so you can focus on the priority work at hand.

Expense Management

Effortlessly manage all your expenses

Simplify expense tracking, streamline receipt management, and foster an efficient spending process across your organization.

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Issue Cards

Individual employee cards, at no extra cost.

Effortlessly manage your team's expenses with individual physical and virtual employee cards, with custom monthly spend limits and category restrictions.

The Flex Credit Card

Forged for your business, machined with your name

Unlimited employee cards

Freely issue physical and virtual cards for your team, reduce the hassle of chasing receipts and managing reimbursements.

Fine-tuned expense management

Relax knowing each employee card has precise spending limits and category restrictions needed for efficient expense management.

Made even better with integrated banking

Flex’s seamless digital platform includes powerful financial tools that simplify the way you manage your finances across your organization.

Flexbase Technologies, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. The Flexbase Technologies, Inc. Visa®️ Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Powerful banking tools

Earn up to #% APY on idle cash,*** take advantage of no fee domestic ACH/Wire transfers, enjoy 1% cashback on your debit card.** No minimum deposit required.

Financial insights

Watch cash flow grow and monitor your business’s financial health with our spend reports. Integrate with Quickbooks to streamline bookkeeping.

A woman with shoulder-length blonde hair and bangs, wearing a white button-up shirt, sits at a light-wood table, typing on a laptop computer.

Concierge support

Whether you're facing an urgent issue or simply seeking guidance, our dedicated concierge team is here to provide support, via phone, message, or email anytime.

As secure as a fortress

We prioritize security as the cornerstone of all our services, ensuring your financial data is safeguarded with the utmost care.

FDIC & SIPC insurance

Thanks to our trusted partner bank, Thread Bank, Member FDIC, the funds in your Flex banking account are FDIC insured up to $3M.**** Explore our Treasury product for up to $75M in FDIC insurance through our partner ADM.

Automated fraud monitoring

Our fraud engineering and compliance teams work in tandem to create and deploy cutting-edge technologies and protocols aimed at detecting and targeting any suspicious activities.

Regulated Partners*

Your money is always safe with us. Your deposits are consistently maintained in federally regulated checking accounts under your name.
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*For payments serviced by CurrencyCloud, funds are safeguarded by FCA-regulated e-money partners at a credit institution

SOC 2 compliance

Our security protocols and processes are topnotch — and we undergo rigorous independent auditing to maintain them.

Proactive protection

We employ a range of techniques to deter phishing attempts, including device verification to detect and prevent the use of compromised credentials.

Robust encryption

We employ industry-standard protocols to ensure the security and confidentiality of your data, whether it's stored on our servers or transmitted over the internet.

Uncompromising authentication

We employ Multi-Factor Authentication (MFA) to fortify the security of all your accounts with Flex.

Decades of Expertise, Tailored for Flexibility

Experience financial excellence.

常见问题

Flex 是什么？

Flex 是一家金融科技公司，为领先的企业金融超级应用提供支持。Flex 助力企业整合其金融服务和工作流程，以有效建立、管理和保护其财务并优化现金流。
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Flex 的核心组成部分包括：
- Flex 银行服务
- Flex 信用卡

Flexbase Technologies, Inc. is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. The Flexbase Technologies, Inc. Visa®️ Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

什么是 Flex 信用卡？

Flex 信用卡（或 Flex 卡）是一种公司卡，每笔消费均可享受 60 天的 0% 利率。借助 Flex，企业可以获得无限量的员工实体卡和虚拟卡，并可设置类别和消费限额，实时管理业务开支。与其它公司卡不同，Flex 不收取月费、年费或滞纳金。Flex 提供的信用额度会随着业务增长而增加。

Flex 信用卡的延长付款期限是如何运作的？

现金流是当今企业面临的最大问题之一。Flex 正通过 Flex 信用卡应对这一挑战，这是一种提供延长付款期限的公司卡。您使用 Flex 信用卡进行的每笔交易都享有至少 60 天的 0% 利率付款期。

它是如何运作的？

付款截止日期为每月两次，分别是每月的15日和最后一天，对应60天前的两周消费。

示例：
- 4月1日至4月15日期间的购买，付款截止日期为6月15日
- 4月16日至4月30日期间的购买，付款截止日期为6月30日
- 5月1日至5月15日期间的购买，付款截止日期为7月15日
- 5月16日至5月31日期间的购买，付款截止日期为7月31日

申请 Flex 会影响我的信用评分吗？

不会，申请 Flex 不会影响您的信用评分。Flex 会进行软信用查询，这是一种非侵入性的方式，可以在不影响您信用评分的情况下查看您信用报告的某些详细信息。

为什么我需要提供我的社会安全号码 (SSN)？

为协助政府打击资助恐怖主义和洗钱活动，联邦法律要求所有金融机构获取、核实并记录开户人的身份信息。这对您意味着：当您开立账户时，我们将要求您提供姓名、地址、出生日期以及其他可用于识别您身份的信息。

注册时为什么我必须关联我的银行账户？

Flex 使用 Plaid Inc. (“Plaid”) 从金融机构收集您的数据，用于银行账户验证和欺诈预防。我们将使用此信息评估您企业的信用状况，并且不会与任何第三方共享。

您企业的所有采购均享60天账期*