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Flexbase Technologies, Inc. (Flex) is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Flex Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

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Flexbase Technologies, Inc. (“Flex”) is a financial technology company, not a bank. Flex Business Banking and banking services provided by Column N.A., Member FDIC. The Flex Business Reward Card is a Visa® charge card issued by Column, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Payment of account balance is due in full daily. See Flex Terms of Service.

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¹Rewards points may be redeemed for cash back. See the Flex Rewards Program T&Cs for more details.

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*Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

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**Annual Percentage Yield (APY) of up to 2.47% for Tier 3 accounts and up to 1.37% APY for Tier 2 accounts is accurate as of 10/06/2025. These are variable rates based on the effective range of the Federal Funds Rate and may change after the account is opened. An average daily Account balance that is greater than $1,000,000 for at least thirty (30) days is required to be eligible to earn 2.47% APY and an average daily Account balance that is greater than $100,000 for at least thirty (30) days is required to be eligible to earn 1.37% APY.