Net60 Credit Card

  • 0% interest for 60 days of float on all purchases
  • Up to 2% cashback or points
  • Higher credit limits to scale faster
  • One card that pays you to run your business
  • Pay over time on eligible purchases
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One swipe.
Three ways to win.

  • Maximize float and cashflow with 60 days
  • Maximize cashback
  • Maximize points
  • Manage spend from one place

The Flex Business Credit Card is the first card built to move the way your business does. Get 0% interest for up to 60 days on every eligible purchase, then decide what each dollar earns. Pay early for maximum rewards, or hold your cash and take the float. Same card, same swipe, entirely your call. No caps, no categories, no annual fee eating into what you make back.

Flex between interest-free float and exclusive rewards

Pay early for more rewards or float it up to 60 days.
Move the slider to see how your timing changes what you earn.

Points Multiplier
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Monthly Spend
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Points Earned
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Cashback
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Maximize Rewards
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Weekly
Bi-Weekly
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Net 60
Maximize Float
Your monthly spend
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The control layer that most payment setups are missing

Most businesses running on JP Morgan or another primary bank have the payment rail but no approval or visibility layer sitting in front of it. Finance approves payments via email or Slack, account selection is informal, and the audit trail lives in someone's inbox.

Treasury management platforms built for enterprise add significant implementation overhead and pricing designed for much larger organizations. Flex Treasury is the approval and visibility layer that growing companies actually need, integrated with the payment rails you're already using.

60 days at 0% interest

Keep cash on hand 3x longer than traditional cards. Every eligible purchase comes with an interest-free window, turning your spend into working capital instead of a bill you're racing to pay.

Up to 2% unlimited cashback. Points for travel*.

No caps, no categories, no games. Earn on every dollar you spend and redeem for cash, statement credits, gift cards, or travel. The more you run through Flex, the more comes back.

Credit limits built around your business

No rigid, one-size-fits-all ceiling. We underwrite to your actual revenue, cash flow, and transaction history, then scale your limit as you grow, so your card keeps pace instead of holding you back.

Pay any vendor, even the ones who don't take cards

Settle bills by same-day ACH or wire while you keep up to 60 days of float. Your vendors get paid fast, you keep your cash longer, and you earn rewards on spend that used to cost you nothing back.

Learn more about Bill Pay Later

Real-time controls on every card and vendor

Issue unlimited employee cards in seconds, then set the rules. Cap spend by card, lock cards to specific merchants or categories, and freeze anything the moment you need to. Every transaction is coded and reconciled automatically, so the whole team can move fast while you keep tight control over where each dollar goes.

You can have it all

The first 3-in-1 business credit card built to give you breathing room and reward you for it.