Designed for everyone.
Made exceptional for owners.
The most rewarding personal card in your wallet
Get up to 5% cashback* on everything, no exclusions and points that never expire.
No annual fee, no foreign transaction fees, no hidden charges
Earn 3% cashback*, before your rate even starts climbing.
Flex Elite is a consumer credit card built for Flex business customers. It brings personal credit, premium rewards, and exceptional travel1 all in one place. One login and one platform, because you're one person.
The only card that recognizes ambitious builders
Bring your business banking to Flex and your rate rises, up to 5% cashback*.
New and existing Flex business accounts get 3% cashback on personal spend with $0 in deposits, 4% cashback with $250,000 in deposits, and 5% cashback with $1,000,000 in deposits. No business account? No problem, you’ll still get 3% back on everything.
Every purchase earns up to 5% cashback in rewards. No category restrictions or limits on types of purchases.
Turn points into the trip of a lifetime, or a statement credit. No award charts and no blackout dates.
Everything together.
Run your business and personal finances from one account. One login for your business, your personal money, and your credit.
Exclusive access to Flex Travel1
Use Elite points toward travel bookings through our full service concierge, and enjoy exclusive benefits at the world’s most coveted hotels.
No borders.
No fees.
No membership fees or annual card fees.
Exceptional
service
Flex Elite extends our top tier support to your personal credit relationship for you and your family.
You built it.
Now it counts.
Frequently asked questions
*Cashback is earned as reward points on eligible card purchases. Cash back rates vary by spending category and are subject to program terms. See Rewards Program Terms for full details, including eligible categories, excluded merchants, and redemption conditions.
1 Coming soon
Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank. The Flex Elite Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. Fees and terms and conditions apply. Availability may vary by applicant and state.
©2026 Flexbase Technologies, Inc., all rights reserved. Flex products may not be available to all customers. See the Flex Terms of Service for details. Terms are subject to change.
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