Make business spend
a personal win.
Join the waitlist
Designed for owners.
Built for living.
Your business funds your personal rewards. Take the trip you've been postponing. Book the dinner you keep skipping. The business runs; your personal rewards build right behind it.
Get up to 5% back* on everything, no limits or exclusions. Points that never expire.
No annual fee, no foreign transaction fees, no hidden charges
Earn at least 1% back, before your rate even starts climbing.
Flex Elite is a consumer credit card built for Flex business customers. It brings personal credit, premium rewards, and exceptional travel1 all in one place. One login and one platform, because you're one person.
The only card that recognizes all that you've built
Flex sets your personal rate based on your overall relationship with Flex, across your business and personal accounts. The more your financial life runs on Flex, and the more volume you run through it, the higher your rate.
Every purchase can earn up to 5% back* in rewards. No category restrictions or limits on types of purchases.
Each billing cycle, Flex looks at how much business you do across your Flex products and sets your tier for the next cycle.
Turn points into the trip of a lifetime, experiences only available on Flex, or a statement credit. No award charts and no blackout dates.
Everything together.
Run your business and personal finances side by side, with one login for both.
Exclusive access to Flex Travel1
Elite points go further with Flex Travel, our full-service travel concierge with exclusive travel benefits through our luxury partnerships.
No borders.
No fees.
No membership fees, no foreign transaction fees, and no hidden charges.
High touch, low stress
Flex Elite extends our top tier support to your personal credit relationship for you and your family.
Success reads differently now.
What you built, recognized.
Where momentum becomes ease
Turn the ambition that drives your business into the freedom you feel in life. No annual fee. Up to 5% cash back*. No categories. No caps.
Early access opens to waitlist members first.
Join the waitlist
Frequently asked questions
*Cashback is earned as reward points on eligible card purchases. Cash back rates vary by spending category and are subject to program terms. See Rewards Program Terms for full details, including eligible categories, excluded merchants, and redemption conditions.
1. Coming soon
Flexbase Technologies, Inc. (Flex) is a financial technology company and is not a bank. The Flex Elite Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. Fees and terms and conditions apply. Availability may vary by applicant and state.
©2026 Flexbase Technologies, Inc., all rights reserved. Flex products may not be available to all customers. See the Flex Terms of Service for details. Terms are subject to change.
©2026 Flexbase Technologies, Inc., all rights reserved. Flex products may not be available to all customers. See the Flex Terms of Service for details. Terms are subject to change.
Under applicable law, you may have the right to opt out of the “sale” of your personal information, as well as “sharing” of your personal information for cross-context behavioral advertising. To opt out of sale and sharing of your personal information, please fill out the form below. If required by law, we will not sell or share your personal information.
Additionally, our use of third-party tracking technologies on our website could be considered a “sale” of your personal information. Please review our cookie banner by clicking the link below and choose “Reject” to stop third-party tracking technologies from collecting your personal information.
To opt out of any offline sale or sharing of your personal information, or to exercise any other rights that may be available to you under applicable laws, please fill out the form below.